Subscription Cost Calculator
Adds up all your subscriptions into a monthly and yearly total.
Recent
Formula
How the calculation works
The monthly total is simply the sum of the subscriptions, and the yearly total multiplies that by twelve.
Seeing the annual figure is what makes small charges visible: a few hundred a month becomes a meaningful sum once multiplied across a year.
Yearly plans should be converted to their monthly equivalent first, so every line is on the same footing.
Common mistakes
- Mixing yearly and monthly prices in the same total makes the figure meaningless, because a yearly charge entered as monthly inflates the sum twelvefold.
- Forgetting the free trials that convert to paid is the classic oversight, since the first bill arrives after the trial quietly ends.
When to use it
- Use it once a year to review every recurring charge and decide which ones still earn their place.
- It is not a budgeting tool for one-off purchases, since it only counts charges that repeat every month.
Worked example
500 plus 200 plus 1000 is 1700 a month, 20400 a year.
Common questions
Should I use the monthly price?
Yes, convert any yearly plan to its monthly equivalent first so the total is comparable.
Why does the yearly figure matter?
Seeing the annual sum often reveals how much small monthly charges really cost.
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