Germany Gross to Net Calculator
Estimates German take home pay by deducting income tax, solidarity surcharge, church tax and social insurance from a gross salary.
Enter your numbers
Example: 4000
Example: 20
Example: 5.5
Example: 0
Example: 20
Recent
Formula
How the calculation works
The income tax is the gross salary multiplied by the rate for your tax class, which is why the class matters so much in Germany.
The solidarity surcharge is 5.5 percent of that income tax for most earners, and church tax, where applicable, is also a percentage of the income tax.
Social insurance is charged directly on the gross salary, so a 4,000 euro gross at these rates leaves roughly 2,356 euro net.
Common mistakes
- Confusing the tax class with the tax rate gives a wrong result, because each class changes the rate applied to the gross salary.
- Forgetting that social insurance has separate health, pension and unemployment parts makes a single flat rate only an approximation.
When to use it
- Use it to understand what a German job offer really pays after the compulsory deductions each month.
- Use it to compare two offers or two tax classes and see how the net salary changes before you decide.
Worked example
A 4,000 euro gross at a 20 percent tax rate, 5.5 percent solidarity and 20 percent social insurance leaves a net of about 2,356 euro.
Common questions
Is the solidarity surcharge charged on the gross salary?
No. The solidarity surcharge is 5.5 percent of the income tax itself, not of the gross salary, so it is calculated after the income tax is known.
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