HisabCalc › Banking & money

bKash vs Nagad vs Rocket Cash-Out Charge

Compare the cash-out charge of bKash, Nagad and Rocket for the same amount and pick the cheapest operator.

Enter your numbers

Cash-out amount (Tk)

Example: 1000

Channel

Result

Currency

Figures are computed on your device; nothing is sent anywhere.

Formula

charge = amount x rate / 100; agent rate 1.85% for all three; app/USSD rate bKash 1.85%, Nagad 1.50%, Rocket 1.85%

How the calculation works

Enter the amount you want to cash out and choose whether you will use an agent counter or the app and USSD code.

The tool applies the current published rate for each operator: agent cash out is 1.85 percent everywhere, while the app rate is 1.85 percent for bKash and Rocket and 1.50 percent for Nagad.

It then lists the three charges side by side, shows the cheapest one, and lets you see how much you save by switching operator.

Common mistakes

Forgetting that switching from agent to app changes the rate, because Nagad is cheaper on the app but equal to the others at an agent counter.
Using the app rate for a transaction you actually make at an agent, which understates what the agent will deduct from your balance.

When to use it

Use it before withdrawing cash from an agent or an app so you know exactly which operator costs least for your amount.
Use it to estimate your monthly cash-out spending when you withdraw the same amount several times.

Worked example

Cash out Tk 1,000 through the app: bKash charges Tk 18.50 (1.85%), Nagad charges Tk 15.00 (1.50%) and Rocket charges Tk 18.50 (1.85%). The lowest is Tk 15.00 with Nagad.

bKash charge 18.50

Nagad charge 15.00

Rocket charge 18.50

Lowest charge 15.00

Common questions

Is the Nagad app cash-out rate really lower than bKash?

Yes, Nagad charges 1.50 percent for app and USSD cash out while bKash and Rocket charge 1.85 percent, so on Tk 1,000 you save Tk 3.50.

Last updated: 2026-10-03