Australia PAYG and Super Calculator
Takes PAYG withholding and the Medicare levy off a gross salary to show net pay, and adds the employer super contribution on top.
Enter your numbers
Example: 90000
Example: 20000
Example: 1800
Example: 11.5
Recent
Formula
How the calculation works
The calculator subtracts the PAYG withholding and the Medicare levy from the gross salary to give the net pay in hand.
It then multiplies the gross salary by the superannuation guarantee rate and divides by one hundred to get the employer super contribution.
Super is shown separately because in Australia it is paid on top of the salary and is not part of the cash you receive.
Common mistakes
- Treating the super contribution as part of net pay confuses money that goes to a fund with the cash you can actually spend.
- Forgetting the Medicare levy and using only PAYG withholding overstates the take-home pay that reaches your bank account.
When to use it
- Use it to check the fortnightly take-home figure on a job offer before you compare it with your current net pay.
- Use it to see the super added on top of the salary, which is often forgotten when offers are compared only on cash pay.
Worked example
On a salary of 90,000 AUD with 20,000 withheld as PAYG, a 1,800 Medicare levy and an 11.5 percent super rate, the net pay is 68,200 AUD and the super contribution is 10,350 AUD.
Common questions
Is the employer super contribution part of my take-home pay?
No. Super is paid by the employer into your super fund on top of the salary, so it is separate from the net pay that reaches your bank account.
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