HisabCalc › Banking & money

Net Worth Calculator

Add up everything you own and subtract everything you owe to see your true financial position in one number.

Enter your numbers

Cash and savings (Tk)

Example: 200000

Investments (Tk)

Example: 500000

Property value (Tk)

Example: 3000000

Outstanding loans (Tk)

Example: 1500000

Other debts (Tk)

Example: 100000

Result

Currency

Figures are computed on your device; nothing is sent anywhere.

Formula

totalAssets = cash + investments + propertyValue; totalLiabilities = loanBalance + otherDebts; netWorth = totalAssets - totalLiabilities

How the calculation works

Enter your cash and savings, the value of your investments, and the current market value of any property you own.

Then enter your outstanding loan balances and any other debts such as credit card dues or personal borrowings.

The tool totals the assets, totals the liabilities and subtracts to give a single net worth figure.

Common mistakes

Listing property at the purchase price rather than today's market value, which overstates or understates your true position.
Leaving out small debts, because they still reduce net worth and ignoring them hides a borrowing habit that is growing.

When to use it

Use it once a year to track whether your wealth is really growing after debts are counted.
Use it before a major purchase to see how a new loan would change your overall position.

Worked example

Cash of Tk 2,00,000, investments of Tk 5,00,000 and property of Tk 30,00,000 give assets of Tk 37,00,000. Loans of Tk 15,00,000 and other debts of Tk 1,00,000 give liabilities of Tk 16,00,000, so net worth is Tk 21,00,000.

Total assets ৳3,700,000.00

Total liabilities ৳1,600,000.00

Net worth ৳2,100,000.00

Common questions

What counts as an asset in net worth?

Anything you own that has resale or cash value counts, including bank balances, shares, gold and property, while personal items of no resale value are usually left out.

Last updated: 2026-10-03